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Savings rate calculator

The single most predictive number in personal finance: what fraction of your income finds you each month. The 30% ‘gold line’ is a classic FIRE target.

Your inputs

edit anything, results update live

Income (per month)

₹

Spending (per month)

₹

Savings rate

30.0%

₹30,000 saved each month

FI corpus at 4% rule

₹2,10,00,000

25× annual spending — independent at this number

●Strong saver — well above the 30% gold line